Our set that is main of measures is obtained from credit files supplied by the credit bureau

Our set that is main of measures is obtained from credit files supplied by the credit bureau

Data from payday lenders

The FCA data comprise loan-level records for applications to U.K. payday loan providers from January 1, 2012, to December 31, 2013, including first-time and perform applications. The data includes records of successful loan applications and loan performance (including information on default and late payments) for thirty-seven lenders operating in the payday loan market, who together constitute 99% of the total market by loan volume. Within these lenders, extra information had been collected for eleven big loan providers whom together constitute roughly 90% regarding the market by loan amount. Continue reading “Our set that is main of measures is obtained from credit files supplied by the credit bureau”